The amicable reports, necessary in the event of a road accident, could soon be simplified by insurance professionals, thanks to the creation of an application intended for this on smartphones.
The application is being created, and its goal will be to quickly and simply write a statement and send it directly to its insurer, reports the newspaper Les Échos. This “e-report” would then include everything that a classic report indicates, as well as additional information, including photos. Finally, confirmation of the finding with the insurer can be done by SMS or by e-mail.
The goal is obviously to simplify the process of amicable observation by dematerializing it, which will also make it faster to process. It will finally be necessary to carry out communication work with the insured, so that they understand that this digital report will have as much value as the paper report. “We already know that the speed of appropriation by the insured will probably not be very fast”, explains, realistically, Gérard André, president of Gema and Macif.